Issue #13 Dear Reader, If the opening question surprised you, you are in good hands because I have just the answer you need. But first, let me tell you a quick story about luck and change. Back in April, I participated in a lottery and... won a washing machine! Top-notch brand, worth more than 1,000 Euros, 5-year guarantee included. After scooping the top prize by just clicking a button on a website, I had to decide what to do with this surprising addition to my life. Shall I give it away,...